Understanding Debt Settlement Fees

No settlement no fee. First and foremost, it is crucial to recognize we are ONE HUNDRED % complaint with the FTC’s guidelines on charging zero front money with regard to credit card debt settlement services. The money you set aside month-to-month is simply held in your special purpose account. Because your balance in this account grows, we commence the settlement process with your financial institutions. Once a successful negotiation is arrived at, these funds are used to repay your financial institution as well as our fees.

Our fees are 35 % of the amount we save you on every given debt. For example, if your initial balance is $ 1,800 and we obtain a settlement deal of $ 800 on that account, we save you $ 1,000 off your original balance. In this instance our fee will be $ 350 (35 % of $ 1,000 savings). Although we ensure a minimum settlement of 42 % of your outstanding balance, if a resolution offer lands over that, we will check with you to see if you wish to accept it. You have the choice to decline any settlements offered to you that are not saving you at least 58 % off your principal balance.

Receive an Offer in Compromise on Your Credit Card Balances

Pay no up-front fees, settle your credit card balances for less than you owe!

Simple Next Steps to Take

  • Contact our service center in Tampa, FL at (888) 430-3100

  • Receive instant access to a seasoned member of the debt negotiation team

  • Tell us which cards are troubling you the most

  • Pay no fees until you are presented with and accept an offer from your credit card company

  • Settle just one, some or all your credit cards at the same time

  • Pay monthly on the settled balance or make one lump sum payment

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Free Debt Settlement Evaluation